Best Savings Accounts in India 2026
Open a savings account with the best interest rates and zero-balance options.
Kotak Mahindra Bank
Kotak 811 Savings Account
Zero balance digital banking
- Zero balance account
- Instant account opening
- Free virtual debit card
Federal Bank (via Fi)
Fi Money Savings Account
High interest & smart savings
- Up to 8.1% returns on deposits
- Smart deposit feature
- AI-powered expense tracking